Banks? Don’t get me started. There’s nothing more soul destroying that having done some graft for a client, only to have a bank snaffle a slice of your earnings, all because you happen to be in another country. My accountant pointed me in the direction of Transferwise – and it looked like the perfect solution. My main worry was how to ensure that my clients were happy signing up for this service, as in the first instance, it requires jumping through a few hoops. The thing is, it’s a win-win (hence the illustration). They pay the transfer fee, and I get a fair exchange rate. Happy days!